Home and Rental Services in Virginia and North Carolina

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Comprehensive Home and Renter's Insurance Solutions

At BlueSky Insurance, we provide reliable coverage for homeowners and renters. Whether you're protecting your home, belongings, or liability, our tailored solutions offer peace of mind and ensure you're safeguarded against life’s unexpected events. Let us help you find the right coverage for what matters most.


Contact us today to get started on securing your future.


Homeowner’s Insurance

Our homeowner’s insurance policies offer extensive protection for your home and personal belongings. Key coverages include:


  • Dwelling Coverage: Protects the structure of your home against damage from covered perils such as fire, wind, and hail.
  • Personal Property Coverage: Covers your personal belongings, including furniture, electronics, and clothing, against theft or damage.
  • Liability Protection: Provides financial protection if you are held liable for injuries or property damage to others.
  • Additional Living Expenses (ALE): Covers the cost of temporary housing and other living expenses if your home becomes uninhabitable due to a covered loss.
  • Medical Payments: Pays for medical expenses if a guest is injured on your property.



Renter’s Insurance

Our renter’s insurance policies are designed to protect your personal property and provide liability coverage. Key coverages include:


  • Personal Property Coverage: Protects your belongings, such as furniture, electronics, and clothing, against theft, fire, and other covered perils.
  • Liability Protection: Offers financial protection if you are held responsible for injuries or property damage to others.
  • Additional Living Expenses (ALE): Covers the cost of temporary housing and other living expenses if your rental unit becomes uninhabitable due to a covered loss.
  • Medical Payments: Pays for medical expenses if a guest is injured in your rental unit.


About Us


Our Vision

To be the largest and most trusted online independent insurance agency in the country, providing guidance and advice to the people who need it most.


Our Mission Statement

We believe that every person can fulfill their life’s dreams. Whether that’s a dream home, a dream car, or a dream business—those dreams are possible. Our mission is to guide our clients in protecting their families, assets, and aspirations through strategic insurance solutions.


Contact Us

Have questions or ready to get started? At BlueSky Insurance, we're here to help you find the right coverage. Contact us today and secure the protection you deserve.

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(804) 531-4387

(804) 531-4387
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