We have been providing businesses throughout Virginia with comprehensive commercial line insurance solutions since 1992.
Specialized Business Insurance
We understand that your business can have all sorts of insurance needs. We can work with your business to secure the right insurance. Areas we cover:
- Bonds
- Directors & Officers
- Employment Practices
- Errors & Omissions
- Life Insurance
- Group Benefits
- Workers Compensation
- Special Events
- Tools & Equipment
- Commercial Umbrella
General Liability
General liability insurance protects most business risks such as workplace injury. Your policy will cover attorney fees, court costs, and other expenses associated with a liability claim. At BlueSky, we will take the time to talk about your business and design a program to help protect your assets at affordable pricing.
Cyber Liability
Ransomware, data breaches, and similar events are commonplace for businesses today.
Cyber insurance helps mitigate the costs with coverage tailored to your business. It’s important to note that cyber liability risks are not covered under a general liability policy. Additionally, cyber insurance varies greatly from one insurer to another.
Auto
Whether your business has vehicles for sale, service, to make deliveries, or other work-related errands, BlueSky can provide comprehensive commercial auto insurance.
Commercial auto insurance protects in the event your business vehicles are damaged or stolen, or if someone driving on behalf of your company is found liable for injury to someone or damage to their property. The policy includes medical payments coverage and can be tailored to cover customizations made to your business vehicles and more.
If you own a transportation or trucking company, we have the right mix of coverage solutions to address your risk profile. We have access to specialty markets to provide you with the on-the-road protection you require. This includes Auto Liability, Physical Damage, Motor Truck Cargo, and Non-Trucking Liability.
Your personal auto insurance will not cover you while you’re transporting passengers as an Uber or Lyft driver. Additionally, relying on these companies for adequate coverage can leave you with significant out-of-pocket expenses in the event of an accident. BlueSky works with several insurers that provide ride-sharing insurance, which can be added to your personal auto policy, or purchased separately.
Alternatively, commercial auto insurance is available for Uber and Lyft drivers with higher liability limits.
Trades
We understand that your industry is unique and requires specialized coverage, policy terms, and limits that reflect your risk profile.
We will address each of your coverages with sound risk
management strategies. That way we can determine how to best transfer your
risks with a comprehensive, tailored insurance program.
Who We Serve
- Plumbers
- Auto & Body Shops
- Builder Risk
- Cannabis Industry
- Landscapers
- Grocery Stores
- Gym & Fitness Center
- Daycare Centers
- Church & Place of Worship
- Roofers
- Contractors
- Wholesalers & Distributors
- HVAC
- Multimedia Company
Restaurant and Purveyors
When it comes to the restaurant business, the customer is always right. Your entire business is geared towards providing your customers with the best dining experience possible. This means sometimes having to go above and beyond the call of duty.
Who We Serve
- Fast Food Franchises
- Fine Dining
- Casual Dining
- Catering Services
- Bar & Grills
- Food Trucks
- Coffee Shops / Roasters
Customized to your needs
- General Liability
- Commercial Property
- Equipment Breakdown
- Business Interruption
- Liquor Liability
- Workers Compensation
- Food Spoilage
- and more!
Ways to file a claim
Call our office at (804) 745 – 4044 and we will connect with one of our associates to walk you through your specific claim process.
You can also file a claim online from our selected insurers who provide 24-hour services.