Business Insurance

We have been providing businesses throughout Virginia with comprehensive commercial line insurance solutions since 1992. 

Specialized Business Insurance

We understand that your business can have all sorts of insurance needs. We can work with your business to secure the right insurance. Areas we cover:

General Liability

General liability insurance protects most business risks such as workplace injury. Your policy will cover attorney fees, court costs, and other expenses associated with a liability claim. At BlueSky, we will take the time to talk about your business and design a program to help protect your assets at affordable pricing.

Cyber Liability

Ransomware, data breaches, and similar events are commonplace for businesses today. 

Cyber insurance helps mitigate the costs with coverage tailored to your business. It’s important to note that cyber liability risks are not covered under a general liability policy. Additionally, cyber insurance varies greatly from one insurer to another.


Whether your business has vehicles for sale, service, to make deliveries, or other work-related errands, BlueSky can provide comprehensive commercial auto insurance.

Commercial auto insurance protects in the event your business vehicles are damaged or stolen, or if someone driving on behalf of your company is found liable for injury to someone or damage to their property. The policy includes medical payments coverage and can be tailored to cover customizations made to your business vehicles and more.

If you own a transportation or trucking company, we have the right mix of coverage solutions to address your risk profile. We have access to specialty markets to provide you with the on-the-road protection you require. This includes Auto Liability, Physical Damage, Motor Truck Cargo, and Non-Trucking Liability.

Your personal auto insurance will not cover you while you’re transporting passengers as an Uber or Lyft driver. Additionally, relying on these companies for adequate coverage can leave you with significant out-of-pocket expenses in the event of an accident. BlueSky works with several insurers that provide ride-sharing insurance, which can be added to your personal auto policy, or purchased separately.


Alternatively, commercial auto insurance is available for Uber and Lyft drivers with higher liability limits.


We understand that your industry is unique and requires specialized coverage, policy terms, and limits that reflect your risk profile.


We will address each of your coverages with sound risk management strategies. That way we can determine how to best transfer your risks with a comprehensive, tailored insurance program.

Who We Serve

Restaurant and Purveyors

When it comes to the restaurant business, the customer is always right. Your entire business is geared towards providing your customers with the best dining experience possible. This means sometimes having to go above and beyond the call of duty.

Who We Serve

Customized to your needs

Ways to file a claim

Call our office at (804) 745 – 4044 and we will connect with one of our associates to walk you through your specific claim process.


You can also file a claim online from our selected insurers who provide 24-hour services.