Personal Insurance

Auto Insurance

Tired of shopping around for affordable Virginia auto insurance? Then let BlueSky do it for you! We’re an independent insurance agency which means we can shop the top carriers in the country to get you the affordable car insurance you need.  Not only can we help to secure the lowest coverage rates available, but we offer a wide range of comprehensive insurance products to choose from. At BlueSky, we work tirelessly to provide you with the most comprehensive auto insurance strategy that fits your unique needs.

Motorcycle & ATV Insurance

Whether you’re a weekend warrior, a casual rider, or a hardcore motorcyclist, you cannot predict if and when an accident will occur. Every rider knows the thrill of the open road can come at a serious cost, so having the right motorcycle insurance coverage is essential. We offer coverage for a full spectrum of motorcycles, from street cycles, Harley Davidsons, cruisers and touring bikes, segways to dirt bikes and ATVs. We work with top insurance carriers to get the best motorcycle insurance quotes in Virginia. We can even help you bundle other insurance policies to get you even lower rates.

We provide coverage for your customer’s specific needs, with policy options including:

  • Accessory coverage
  • Transport Trailer coverage
  • Roadside Assistance
  • Comprehensive and Collision coverage
  • Bodily Injury/Property Damage Liability
  • Uninsured/Underinsured Motorist coverage
  • Medical Payments
  • Trip Interruption
  • Total Loss coverage
  • Rental Vehicle coverage
  • On-road coverage for off-road vehicles

Competitive Rates

BlueSky has great rates for virtually every motorcycle on the road today, including custom motorcycles and motorcycles 25 years old and older. Your customers can also take advantage of our many discounts:

  • Homeowner discount
  • Multi-Policy discount
  • Multi-Vehicle discount
  • Responsible Driver discount
  • Safety Course discount
  • Transfer discount
  • LoJack ® discount
  • Motorcycle Endorsement discount
  • Paid-in-Full discount
  • Prompt Payment discount
  • Claim Free Renewal discount

RV Insurance

Buying and owning an RV is a dream-come-true for many travelers across the country. An RV opens up the door to America allowing vacationers to see the many splendors and sights our great nation has to offer. Whether you are climbing a winding road in the Blue Ridge Mountains, visiting the Grand Canyon, or taking a trip to Washington D.C., an RV can get you there. Your RV comes with a responsibility to protect and secure it from the dangers of America’s roadways. RV insurance coverage with BlueSky will protect your traveling companions and assets while you are on the road so that you have blue skies ahead no matter what the weather may be.

Boat & Watercraft Insurance

When the days are clear and weather is warm, we know that the first thing on your mind is going out on the water. Whether you prefer a simple boat, personal watercraft, luxury yacht or jet ski, the most important thing is that your watercraft allows you to get away from all the stress and pressure of the mainland and kick back by yourself or with good friends. At BlueSky, we make sure that you enjoy your time on the water without having to worry about what could go wrong. We realize that many Virginia boat owners have more than one toy in the water. We can meet all your maritime insurance needs in one phone call, with coverage for everything from yachts to jet-skis, including sailboats, fishing boats, house boats, powerboats, personal watercraft, catamarans and even pontoons. It just so happens that our agency specializes in writing insurance policies for various watercraft, so you can be certain that we will provide you with the best protection available.

Umbrella Insurance

Umbrella Insurance provides exactly the type of coverage that it sounds like it would; it provides an umbrella for you to stand under. Imagine what would happen if your dog was to bite a neighbor’s child, or if there was an accident on your rental property. What would happen if a fire in your condo spread to other units? If any of these things happened to you, there’s a good chance your current liability limits wouldn’t be adequate to protect your assets, or your future earnings.

Liability issues are everywhere and you never know what could cause someone to present you with a lawsuit. Once the liability limits are exhausted on your home, auto, or other policy, your umbrella policy takes over and provides a second layer of protection of at least $1,000,000. Higher limits may also be available. This policy literally puts you under its umbrella so that when you exceed the liability coverage limits on an insurance line, you will still be protected. Talk with one of our experts to determine the right amount of coverage for your needs.

Wedding & Special Event Insurance

Major events are celebrated for a reason, whether it’s a marriage, a bar mitzvah, anniversary party or any important milestone in your life, you want your day to be as perfect as possible.

Often times, weddings and other major life achievements tend to be lavish and expensive events. Although in the case of weddings, today’s brides consider scaling back their plans to fit within a reasonable budget, the average wedding in Virginia typically costs $30,000. As with all of the policies we write here at BlueSky there is no one-size-fits-all approach. Each person and special event is unique. Having comprehensive wedding and special event insurance, that matches your specific needs, can protect you against unnecessary expenses if by chance your celebration was cancelled or postponed.

At BlueSky we want you to feel confident the day of your special event, and with our custom wedding and special event insurance packages, we aim to provide you with the peace of mind that comes with knowing that what matters most to you is protected.

Contact BlueSky today! We’d be happy to offer you a free coverage evaluation and help you best determine what aspects of your special event would benefit most from our superior wedding and special events insurance!