Home Insurance

Invest in the Perfect Insurance Policy for Your Home

Buying a home is a big investment and having the right homeowner’s insurance policy for your home is the best way to protect it.  At BlueSky, we take the time to truly understand your unique needs because every home and homeowner is unique. We know what may work for one homeowner, won’t necessarily work for you. That’s why we take the time to listen to you and tailor each and every policy to your specific needs. As one of Virginia’s leading independent insurance agencies we have the ability to shop multiple carriers to get you the best possible homeowner’s insurance coverage at the most competitive rates.

Renter’s Insurance

Renter’s insurance is often overlooked when in reality having this type of insurance can help you protect your assets should anything happen and at very low premiums. Most policies also come with a coverage called “loss of use” which means should a loss occur, for example your building burns down, you will be provided with money to make sure you and your family is not homeless while they repair your apartment.

If you’re renting a home do not make the mistake of assuming your landlord’s home insurance will cover you and your assets. A landlord’s policy covers only the physical structure of the rental property not your belongings. If the person who owns the building has Virginia rental property insurance they will be protected from costs to them should something happen to the building, but they are not responsible for insuring your belongings. Renter’s insurance is extremely affordable and no renter should be without it.

Mobile Homeowner’s Insurance

Mobile homes are a cost effective way for many Virginia residents to become homeowners. Offering benefits similar to owning a single family home, mobile homes are investments worth protecting. Just because your mobile home costs less than a typical home does not mean it is not your most valuable asset. Protecting your mobile home with an insurance policy will give you peace of mind that your losses will be replaced if a disaster strikes. BlueSky has experienced professionals that will shop around to find you an affordable insurance policy on your mobile home.